Request for Proof of Contract #4: Moore v Alliant Credit Union with Company Response (12/3/2024)

-

 

YOUR COMPLAINT

Entity Complained About: Alliant Credit Union 

Property In Question: 371 Buckskin Court, Parker, Colorado 80138 

Complaint Type: Unlawful Debt Collection Practices Nature of Complaint: Fraudulent Debt Contract and Violation of the Racketeer Influenced and Corrupt Organizations (RICO) Act 

Summary of Allegations I am filing this complaint against Alliant Credit Union for engaging in unlawful debt collection practices that violate federal law, including the RICO statute. Alliant Credit Union knowingly participated in a scheme involving fraudulent debt instruments, resulting in the seizure and auction of my home. These actions constitute a deliberate and egregious violation of my rights as a consumer and federal statutes. Specific Allegations Fraudulent Debt Instruments Alliant Credit Union has sought to collect a debt based on contracts I allege are fraudulent. These contracts rely on banking practices designed to impose unpayable obligations, thereby creating a predictable cycle of default. Unlawful Auction of My Home In November 2024, Alliant Credit Union participated in the forced auction of my home through Elbert County, Colorado. This occurred despite my documented objections and evidence submitted to the courts challenging the validity of the underlying debt. Knowledge of Fraudulent Activity I provided Alliant Credit Union with substantial evidence contesting the debt’s legitimacy, including affidavits and detailed correspondence. Despite this, they continued their collection efforts, demonstrating willful participation in a fraudulent scheme. Violation of RICO Statute - Alliant Credit Union’s actions constitute the collection of unlawful debt under 18 U.S.C. § 1962(c). - The institution’s persistent attempts to enforce a fraudulent contract reflect a pattern of racketeering activity, meeting the legal definition under the RICO Act. - These actions, in coordination with other entities such as the Elbert County government, reveal a concerted effort to profit from illicit financial practices. Why the Debt Collection is Unlawful Alliant Credit Union’s debt collection efforts are unlawful for the following reasons: - Fabricated Loan and Lack of Lawful Consideration Alliant Credit Union has refused to provide proof of lawful consideration for the loan upon request. Without this proof, it is reasonable to conclude that the alleged loan was fabricated on their balance sheet, meaning no real funds were ever extended to me. As a result, Alliant Credit Union cannot demonstrate that they suffered any actual loss and therefore have no legal standing to pursue debt collection or seek a remedy through this process. - Fraudulent and Predatory Practices The underlying debt is predicated on usurious banking practices that guarantee default, rendering the debt fraudulent and unenforceable. - Disregard for Evidence and Federal Law Despite being provided with clear evidence of the debt’s invalidity, Alliant Credit Union persisted in its collection efforts, violating federal protections against predatory lending and unfair debt collection practices. Violation of the RICO Statute By continuing to enforce an illegitimate obligation despite awareness of its fraudulent nature, Alliant Credit Union engaged in actions prohibited under RICO. This includes the unlawful seizure of property and collusion with other entities to profit from the fraudulent scheme. Relevant Penalties Under RICO Under the RICO Act, individuals or organizations found guilty of racketeering activities face severe penalties, including: - A maximum of 20 years in prison for those involved. - Fines up to $250,000 or double the amount of the proceeds derived from the criminal activity. - Enhanced sentences in cases of severe or ongoing violations. - These penalties underscore the gravity of Alliant Credit Union’s actions and highlight the urgent need for enforcement. Documentation of Evidence I can provide the following evidence upon request: - Correspondence with Alliant Credit Union disputing the debt. - Court-filed affidavits challenging the debt’s validity. - Records of Alliant Credit Union’s involvement in the auction of my home. - Documentation submitted to the Consumer Financial Protection Bureau and other agencies regarding this matter.

Alliant’s Response:

December 4, 2024

RE: CFPB Complaint ID 241203-17249565

Dear Zachary Moore,

Thank you for the opportunity to address your concerns. We are happy to research and

respond to your complaint dated December 3, 2024.

Your complaint holds no merit and is unsupported by any statute, rule, or regulation.

Additionally, and as acknowledged in your complaint, the same issues were raised by you in

court and the judge ruled against you. Alliant will not comply with your request to suspend

collection efforts or stay any other rights available to it.

Given the court’s ruling on the matters you raised, Alliant considers this matter closed.

Sincerely,

Alliant Credit UnioN


Comments

Post a Comment

Popular posts from this blog

Zachary Moore v. Alliant Credit Union et al. (2025) Affirmative Opinion in the Voice of Justice Alito

-
Image
 Truth is a Function of Logic Not Authority Explore comprehensive materials and insightful commentary on  Moore v. Alliant Credit Union  by visiting  this resourcehub , offering in-depth analysis and key perspectives on this critical case. BREAKING: Leaked audio of testimony from Alliant Credit Union CEO Dennis Devine from lower court proceedings:  https://www.tiktok.com/t/ZT28SqpuF/ Supreme Court of the United States Zachary Moore v. Alliant Credit Union et al. Opinion of the Court by the voice of Justice Alito Delivered January 14, 2025 Today, this Court renders a decision of profound constitutional and societal importance. At issue is whether the foreclosure proceedings initiated by Alliant Credit Union against Mr. Zachary Moore—based on a mortgage loan derived from fiat currency—violated his constitutional rights under the Fifth, Thirteenth, and Fourteenth Amendments. This case also raises broader questions about the legality of a monetary system that f...
Read more

Official Announcement Regarding Moore v. Alliant Credit Union

-
Image
Explore comprehensive materials and insightful commentary on  Moore v. Alliant Credit Union  by visiting  this resourcehub , offering in-depth analysis and key perspectives on this critical case. Official Announcement Regarding  Moore v. Alliant Credit Union To: All Lawyers, Financial Institutions, and Law Enforcement Officers Date: January 17, 2025 On January 14, 2025, the Supreme Court of the United States issued its landmark decision in  Moore v. Alliant Credit Union , with Justice Anthony Alito presiding. The ruling declared all forms of fiat currency—money issued without intrinsic value—legally null and void, effective immediately. Additionally, any debts derived from such currency were deemed invalid, based on the determination that the foundational practices of modern banking and credit are inherently fraudulent. For full transcripts and additional resources, refer to the official case documents here:  Moore v. Alliant Credit Unio...
Read more

Moore v Alliant Credit Union (Resource Hub)

-
Image
  “The masses have never thirsted after truth. They turn aside from evidence that is not to their taste, preferring to deify error, if error seduce them. Whoever can supply them with illusions is easily their master; whoever attempts to destroy their illusions is always their victim. An individual in a crowd is a grain of sand amid other grains of sand, which the wind stirs up at will.” - Gustav Le Bon (The Crowd) “Blessed are the meek, for they shall inherit the earth.” - Jesus of Nazareth (Matthew 5:5) Moore v. Alliant Credit Union: Resource Hub Updated January 23, 2025 The True Source of Binding Law: The People and Natural Law The  Moore v. Alliant Credit Union  case, though presented as a mock legal proceeding, carries profound significance. It serves as a reminder that the ultimate source of binding law is not Congress, the Supreme Court, or any legislative or judicial body, but the people themselves, guided by their ability to discover, comprehend, and live in har...
Read more