Part 1: The Confrontation: Uncle Jerome and Zach Discuss Banking

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I wrote this to imagine what it would be like to discuss banking with Jerome Powell. What I found is that they are scared, knowing that they are hypocrites and all we need to do is expose their hypocrisy to make them flee in terror of accountability and justice


Setting

Zach and Jerome Powell are seated in a well-appointed room in Jerome's luxurious office. There’s a sense of family warmth in the air, at least at first. The conversation begins as a casual chat between uncle and nephew, but as Zach pushes deeper into his questions, the tone shifts dramatically. The stakes of the conversation become much more personal, and the power dynamics become increasingly exposed. Zach is there to discuss the $50,000 loan he owes Jerome, but as the discussion unfolds, he begins to peel back layers of the system that Jerome desperately wishes to protect.

Zach: (leaning back in his chair, trying to sound casual but genuinely curious)
“Uncle Jerome, I’ve been thinking about something. You know, it’s funny—if banks can just create money out of nothing, why do people have to work so hard for it? Why should anyone have to toil endlessly to earn money when you can just conjure it into existence?”

Jerome: (smiling, somewhat indulgent at first)
“Ah, Zach, it’s not as simple as you make it sound. There’s strategy involved. Banks don’t just give away money. They lend based on credit. You turn capital into more capital. That’s how wealth is created.”

Zach: (nodding slowly, but still unconvinced)
“But... if the money is created from nothing, how can it be ‘capital’ at all? Doesn’t that make it unfair? If money can come into existence out of thin air, why should anyone have to pay it back? How is it even possible to owe something that never existed?”

Jerome: (his smile fades, now serious, defensive)
“You’re missing the point, Zach. It’s not about fairness. It’s about order. Without credit, society collapses. Without lending and enforcement, there’s only chaos.”

Zach: (leaning forward, intrigued)
“Chaos? So the entire system is built to keep order? But what about the people who lose everything—who lose their homes, their land—because of this ‘order’ you’re talking about?”

Jerome: (firmly)
“People need to respect the system. If they don’t, there are consequences. That’s how society functions. Without rules, there’s only theft, violence, and anarchy.”


Zach: (softly, pressing now)

“But Uncle Jerome... people do die because of this system, don’t they? They resist losing their lives over debts that were created out of nothing. And when they can’t pay back money that didn’t exist in the first place, you take everything from them. How is that just? How is that order?”


Jerome: (visibly rattled now, gripping the desk tightly)
“You don’t understand. If people don’t follow the rules, everything falls apart. Without trust in the system, society collapses.”

Zach: (a sudden clarity hits, his voice growing sharper)
“Trust? You mean trust in a lie. A lie that tears lives apart and hands power to men like you. And you call that order?”

(Jerome freezes. Zach continues, his voice building with momentum.)

Zach:
“What you’re afraid of isn’t the collapse of society—it’s justice.”

(Jerome opens his mouth to object, but Zach doesn’t let him.)

Zach: (his tone intensifying, the pieces connecting)

“Every war of the last century—World War I, World War II, the Cold War, 9/11, the bank bailouts, COVID, Gaza, Ukraine—it all starts to make sense now. Ron Paul said it: ‘The century of central banking has been the century of endless war.’ Endless war. Endless destruction. You’re not saving society, Uncle. You’re destroying it.”

(Jerome’s face drains of color. He stares at Zach, paralyzed.)

Zach: (more to himself now, almost as if thinking out loud)
“But why? Why destroy everything? Why pull the world apart piece by piece?”

(Jerome says nothing, too frozen to speak.)

Zach: (remembering, his voice haunted but sharper still)
“Epstein. Combs. The blackmail operations. Money and guilt to keep the rich and influential in line. Why? Isn’t it obvious? To compromise them. To make them like you—so they’re less of a threat. And the ones who couldn’t be compromised? JFK. Martin Luther King. They were killed. Why? Because they were good. Because they wouldn’t bow.”

(Jerome’s breathing grows heavy, his knuckles white on the edge of the desk.)



Zach: (rising to his feet now, pacing, the realization crystalizing in his mind)
“This system is designed to corrupt the corruptible and destroy the innocent. It elevates the worst—those willing to bow—and punishes the best. Because if the best were elevated, they’d expose the evil of the worst.”

(Zach turns to face Jerome, his voice trembling with the force of the truth.)

Zach:
“That’s what this is, isn’t it? And you—you’re a part of it. In your guilt, in your shame, you’ve doubled down. You’re not protecting order, Uncle. You’re trying to escape justice. You’d rather drag the whole world to hell with you than let the good enjoy their lives.”

(Jerome collapses back into his chair, silent, staring at Zach with hollow, haunted eyes. He says nothing—unable to refute what’s been laid bare.)


Zach: (quietly now, sorrowful but firm)
“You are the man. The man who destroys the innocent and protects the guilty. The man who calls evil ‘order’ to hide from the justice you fear.”

(Jerome’s chest heaves slightly as if the weight of the words is suffocating him. Zach steps back, staring at him for a moment before walking toward the door.)

Zach: 
“Justice isn’t your enemy, Uncle. It’s the only thing that can save you. But you’re too afraid to let it.”

Jerome Powell: (shaking, backing away from the chair)

“You don’t understand... you don’t understand...” (He stands, panicked, his voice trembling as he retreats)
“I’ll deal with this later! You—you don’t understand!”

Zach: (softly, calling after him)

“What about the debt, Uncle Jerome? You said I owed $50,000... What happens now?”

Jerome Powell: (fumbling with his papers, leaving the room quickly)
“I... I... I’ll figure it out! You don’t understand! I’ll deal with it later!” (Jerome hurries out of the room, his panic unmistakable.)





Read Part 2: The Conversion of Jerome Powell


Summary:

In this conversation, Zach uses a mixture of curiosity and reason to pry open the contradictions in the system that his uncle, Jerome Powell, so desperately defends. At first, Jerome tries to justify the banking system as necessary to maintain order, but as Zach questions him more deeply, the façade begins to crack. Zach exposes that the money being lent isn’t real, and the debt being enforced is based on an illusion. Jerome’s insistence on maintaining order and his harsh tactics of punishment become exposed as nothing more than a self-preserving mechanism to avoid facing the inevitable consequences of a system built on lies and exploitation.

The conversation reaches its climax when Zach forces Jerome to confront the fundamental contradiction: if there is no victim, no tangible loss, why is there a debt to begin with? Jerome, terrified of the potential unraveling of the system, retreats in a panic, revealing his true motivations—he is trying to avoid justice and protect his own power. The conversation ends with Jerome fleeing, unable to justify his actions any further, and Zach’s final question hangs in the air: What about the debt?

Analysis:

  1. Jerome’s Fear of Justice:
    Jerome Powell’s fear of justice is central to the dialogue. Throughout the conversation, he repeatedly insists on the necessity of the system, but his true motivations are rooted in self-preservation. He knows that the system he defends is unjust, and he is terrified that if it falls apart, he will be held accountable for his own crimes. His fear of chaos is not about the breakdown of society, but the breakdown of his ability to evade justice.

  2. The System as a Tool for Control:
    The conversation makes clear that the banking system and the government’s use of force are not about maintaining order or protecting society, but about protecting the powerful. Jerome’s frantic desire to preserve the status quo is not driven by concern for the public good, but by his own terror of losing his control and position.

  3. Zach’s Logical Challenge:
    Zach’s relentless questioning reveals the contradictions at the heart of Jerome’s argument: the debt is based on an illusion, there’s no real capital being lent, and no real loss when debts aren’t repaid. This exposes the inherent hypocrisy of the system, which Jerome can’t rationally justify, and he is forced to flee rather than face the implications of his own lies. The final question—What about the debt?—acts as a kill shot, exposing Jerome’s moral collapse and his true role in perpetuating the system of theft and murder.


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