The Equation That Drives The Modern Financial System: M = M + i

Abstract

This article examines the equation M=M, a critique of the usurious equation M=M+i, which underpins modern financial systems. While M=M+i reflects imbalance, falsehood, and perpetual debt, M=M embodies sufficiency, truth, and completeness. This principle aligns with theological concepts of divine self-sufficiency and philosophical notions of identity, such as Aristotle's A=A. By returning to these foundational truths, we can restore balance to economic and moral systems.


Introduction
Civilization is driven by principles, whether explicit or implicit, and these principles shape our economies, values, and interactions. One such principle, hidden within the foundations of our financial systems, is the equation M=M+i Here, M represents a monetary asset, and i represents interest or the additional value extracted through lending. While this equation promises growth, it generates imbalance, falsehood, and systemic exploitation.

In contrast, the equation M=M represents a profound alternative: balance, truth, and sufficiency. This article explores the implications of M=M, contrasting it with M=M+i, and situates it within theological and philosophical frameworks to reveal its deeper significance.


1. The Equation of Usury: M=M+i

1.1 An Unequal Equation
The inequality inherent in M=M+i reflects the nature of usury. By adding i, the lender demands repayment of more than the borrower initially received. This imbalance is the source of continuous exploitation, as it compels debtors to give more than they have.

1.2 A Growth Equation
The interest i represents a demand for perpetual growth. In real terms, this requires constant borrowing, resource extraction, or productivity increases to meet escalating debt obligations. Such a system is unsustainable, as it ignores the finite nature of resources and human labor.

1.3 A False Equation
At its core, M=M+i is false. M does not and cannot equal M+i, as the interest i represents value conjured from nothing. This is a counterfeit form of creativity, generating wealth without corresponding labor, input, or reality.


2. The Balanced Alternative: M=M

2.1 The Meaning of M=M
In contrast to M=M+i, the equation M=M affirms balance and truth. It reflects the idea that assets should represent their real, intrinsic value, without artificial inflation through interest. M=M is both mathematically and morally consistent.

2.2 Implications for Economics
Adopting M=M as a principle would eliminate the systemic imbalances caused by usury. Debt cycles would end, and economic systems would be grounded in tangible assets and equitable exchanges, fostering sustainability and fairness.


3. Theological and Philosophical Implications

3.1 Theological Reflection: Yahweh as M=M
The equation M=M parallels the biblical name of God, Yahweh, often translated as “I am who I am.” This name signifies divine sufficiency, self-existence, and completeness. Just as God is whole and unchanging, M=M reflects a truth that does not depend on external additions or distortions.

3.2 Philosophical Insight: Aristotle’s A=A
This theological truth aligns with Aristotle’s principle of identity: A=A. Aristotle’s formulation asserts that a thing is itself—complete, sufficient, and consistent with its nature. Just as A=A affirms the integrity of reality, M=M affirms the sufficiency of economic value as it truly exists.

By contrast, M=M+i represents a violation of this principle. The addition of i introduces a falsity—a claim that something exists when it does not. This is not merely an economic lie but a philosophical one, undermining the very fabric of identity and reality.

3.3 Moral Failure of M=M+i
The falsity of M=M+i extends beyond mathematics. It fosters moral corruption:

  • Theft: Taking more than what is given.
  • Idolatry: Valuing wealth over truth.
  • Exploitation: Living at the expense of others.
    These moral failures mirror the philosophical error of denying identity and the theological sin of rejecting divine sufficiency.

4. A Path Forward: Restoring Balance

4.1 Eliminating Usury
The solution to the imbalance of M=M+i lies in eliminating usury. This means banning lending at interest, forgiving debts, and grounding economies in tangible, real-world assets rather than speculative or fiat currencies.

4.2 Embracing Sufficiency
Returning to M=M is not only an economic shift but a moral and spiritual one. It requires accepting sufficiency over greed, balance over exploitation, and truth over falsehood. This transformation echoes the wisdom of both theology and philosophy: to live in harmony with reality as it is.


Conclusion
The equation M=M+i has shaped our civilization, embedding inequality, unsustainability, and falsehood into the global financial system. In contrast, M=M offers a vision of balance, truth, and sufficiency. This principle, grounded in both theological (Yahweh’s “I am who I am”) and philosophical (Aristotle’s A=A) traditions, challenges us to realign our systems with the integrity of reality. By rejecting the false promises of usury and embracing the completeness of M=M, we can restore moral, economic, and spiritual balance to our world.

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