Letter to County Clerk (order to stop auction)

Letter sent to the county clerk and sheriff on the eve of my property’s “auction”. Including this for the group to see the argument of no consideration / no loss / no contract / no remedy / no jurisdiction in action. 

To whom it may concern,

I am writing to alert you to a serious legal issue concerning the foreclosure and potential auction of my home at (redacted), initiated by Alliant Credit Union. If the county proceeds with this auction, it will be complicit in a fraudulent act of theft, facilitated by a system of usury that the banks themselves benefit from at the expense of homeowners like myself.

The fundamental issue here is that banks, including Alliant Credit Union, lend money that they do not actually possess. This "money" is essentially created from nothing—backed by no real assets or value. They then charge interest on these fabricated loans, which ensures that the borrower is required to pay back far more than was initially "lent." This is the core of usury: the bank takes no risk, provides no real value, and yet extracts wealth from homeowners through a cycle that guarantees financial hardship, if not bankruptcy.

In my case, Alliant Credit Union cannot even prove any actual loss in this transaction, because the debt they are attempting to collect is based on an illusion. Foreclosure and auction, therefore, are not remedies for a legitimate loss—they are a theft of my property. This entire process is not about recovering a legitimate loss, but rather about executing a fraudulent transfer under the guise of legal action. 

Should Elbert County proceed with this foreclosure, you will be facilitating the theft of my home and participation in this broader scheme of financial fraud. Furthermore, unless I am convinced by evidence that this action is lawful, I do not grant you or anyone else the right to auction my house or buy it and will not honor any action taken in those regards. Anyone who attempts under false pretenses to act in a  deleterious or harmful manner against me will be punishable by law and / or my own defense of my person and property which I may freely exercise by right. Therefore, I urge you to reconsider what you are doing, stop this unlawful sale from occurring, and remove this property from your auction listing.

Thank you for your immediate attention to this matter.

Response:

Good morning, Mr. Moore,

 

While I understand your frustration and concerns, the Public Trustee’s office is the facilitator of the foreclosure process.  We are governed by Colorado State Statutes when it comes to processing foreclosure procedures, and are directed by the foreclosing attorney.  The Public Trustee’s office does not start the foreclosure process.  

 

Based on the terms of your promissory note and deed of trust that you signed would determine amount to be paid including interest rate.  The District Court signed the order authorizing sale to the Public Trustee to proceed with the sale.  

 

The bid was received from Alliant Credit Union through their attorney by the statutory deadline, so we must proceed with the sale.  If they decide to postpone the sale, our office will be contacted.

 

Hopefully, you have been in contact with your mortgage company regarding the default.  I have attached the order authorizing sale, deed of trust and note we received for this property.  The reason for default as submitted by the foreclosing attorney is "Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof."

 

I’m happy to answer any further questions you may have.

 

Have a great day!

 

Sincerely,

Sheryl (Sherry) L. Hewlett

Elbert County Treasurer/Public Trustee

440 Comanche Street

P.O. Box 67

Kiowa, CO  80117

(303) 621-3118

sherry.hewlett@elbertcounty-co.gov

 

Response:

Sherry,

We both know that is rubbish and an example of “just following orders”. If you want to be a tool in the hands of criminals, that is what you will be. No one can stop you. You can evade reality but you, nor anyone else, can evade the consequences of evading reality. 

“Just following orders” didn’t work for the Nazis. It doesn’t work for the mafia or the cartel. I hold everyone is responsible for their own individuals actions, including you, Tim, and anyone else who acts on false premises. 

I have made my case clear. I took out this debt and intentionally defaulted on it to prove the nature of this Ponzi scheme that is destroying the world. Now you have a choice, based on knowledge and no longer in ignorance. Will you pay attention and do the right thing or evade responsibility and continue a pattern of neglect that is exposed more and more everyday. 

I should note that I was once a very “compliant” citizen. I paid my taxes. I made double payments on my mortgage. I paid off my credit cards once a week. Then I realized I was participating in the fraud and defaulted on $1.25M, partly because I saw how my work was directly giving power to those who can create money to use that money to buy bombs and drop them on women and children in Gaza. 

Bottom line: I have conviction and know I am right. I do not accept anyone’s opinions as higher than my own judgment and responsibility to know and live according to the truth. 

The lines in the sand are being drawn. Which side will you be on?

Yours truly,

Zach Moore