Response to Alliant Credit Union

Re: Loan Number XXXX

To whom it may concern,

My name is Zachary Moore, owner of the property at [address redacted]. I received a letter in the mail from Alliant Credit Union dated December 15, 2023 citing information regarding a mortgage contract between myself and Alliant. I am challenging the validity of this contract.

As you know, in order for a contract to be valid, both parties must put up valid property for consideration. Without consideration, no contract can be lawfully valid. This property must be rightfully owned by each party. In the case of Alliant, the money loaned would need to be an asset on Alliant’s balance sheet prior to closing.

As the loanee, I put up my own property for valid consideration. I put up a promissory note representing my ownership of my work and labor, a down payment of nearly $100,000, and title to the property at [address redacted]

What property did Alliant put up? Please provide evidence that Alliant provided me, the loaner with valid consideration prior to closing.

If this task is impossible because Alliant created the bank credit that made up the full amount of the loan at the time of closing simply by accounting journal entry, then the contract between Alliant and I is legally void and I will be seeking full title and payments along with damages.

Consequently, until Alliant provides this evidence, I intend to withhold all future payments. A response is requested by January 15, 2024. If I do not hear from Alliant by then, I may exercise my right to suit Alliant for bank fraud.

Sincerely,

Zach

Roll Tide

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US citizen discovers SHOCKING flaw at center of WORLD banking system. ALL debt contracts are now at risk of being ruled NULL AND VOID.

Breaking Story: A Colorado man has won a case that has major implications for the entire world banking system. He used his American Express and Chase credit card and a loan from Alliant Credit Union to buy hundreds of thousand of dollars worth of material goods, including Gold, Silver, a luxury vehicle, and and million dollar ranch outside Denver. He then simply refused to pay his mortgage and credit cards. When the bank came to claim possession, he rightfully claimed the banks were not the rightful owners of the property by exploiting a hidden in plain site flaw at the heart of the world banking system. The Principle Used: Something for nothing is sacrifice Nothing for something is fraud Something for something is a contract No contract can sanction sacrifice or fraud This principle applied to the banking system: Bank loans are created from nothing and used to acquire something (land titles, collateral, promises to repay) Therefore, banks deserve nothing in return for their nothing

Congress of the American Phoenix

Today is January 7th 2024. I have a vision of a new American congress, The Congress of the American Phoenix The purpose of this new congress is to rekindle the flame of freedom and justice within those who belong to its membership. This congress will not establish freedom and justice, as if those inalienable rights could ever be granted or taken away. This congress will merely codify those rights into a common language shared by those to whom are willing to claim the title of men. Let those who would assent to the position of this congress be prepared to dwell with their master, the affirmation of all that is good and just in this world, your life. I am the first to join this The Congress of the American Phoenix. My name is Zach Moore. I am the man who loves his life. I am the man who chooses to live as a man. I am the man who understands myself to be a being of volitional consciousness, endowed by my benevolent existence with creativity, reason, and logic. My life and its abundance

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