Response to Alliant Credit Union
Re: Loan Number XXXX To whom it may concern, My name is Zachary Moore, owner of the property at [address redacted]. I received a letter in the mail from Alliant Credit Union dated December 15, 2023 citing information regarding a mortgage contract between myself and Alliant. I am challenging the validity of this contract. As you know, in order for a contract to be valid, both parties must put up valid property for consideration. Without consideration, no contract can be lawfully valid. This property must be rightfully owned by each party. In the case of Alliant, the money loaned would need to be an asset on Alliant’s balance sheet prior to closing. As the loanee, I put up my own property for valid consideration. I put up a promissory note representing my ownership of my work and labor, a down payment of nearly $100,000, and title to the property at [address redacted] What property did Alliant put up? Please provide evidence that Alliant provided me, the loaner wi...